New Graduates

 New dentist graduates often have many financial questions:

  • How can I settle my student loan or OSAP debt quickly and tax-efficiently?

  • How and when do I file my taxes?

  • Should I buy or rent a car?

  • Should I buy or rent a home?

  • Am I on track for financial security?

  • Do I need disability or critical illness coverage?

  • Where should I be investing my savings?

TMFD Financial can help answer these questions at the early stage of your professional journey, preparing you for financial success in dentistry.
Our annual flat fee service includes and addresses:

  1. Tax & Financial Planning

  2. Student Loan Analysis

  3. Tuition Credit Reimbursement Management

  4. Associate income after tax and lifestyle expenses

  5. Insurance needs

  6. New home purchase/Getting married

  7. Helping parents

We invite you to contact us today for a complimentary initial consultation.

*All dental tax and accounting services provided by TMFD Financial Professional Corporation Chartered Professional Accountants

Dentistry Grads & Students: Your First Tax Return Is On Us

We offer new and future dentists a free personal tax return within one year of graduation—helping you:

  • Maximize your refund

  • Avoid costly mistakes

  • Understand your deductions

  • Start your financial journey with confidence

Free Financial Assessment for Students & Grads

We help new and future dentists like you map out a strong financial future by providing valuable guidance on:

  • Managing student debt

  • Minimizing taxes

  • Buying your first practice

  • Building long-term wealth